DOES FINANCIAL LITERACY MODERATE CASHLESS PAYMENT ON MSME PERFORMANCE?

Penulis

  • Shinta Syaranamual Universitas Pattimura
  • Cecilia Engko Universitas Pattimura
  • Paskanova Christi Gainau Universitas Pattimura

DOI:

https://doi.org/10.61696/jaimo.v3i1.592

Kata Kunci:

Cashless Payment, Financial Literacy, MSMEs Performance

Abstrak

This study aims to determine the effect of cashless payment on MSME's performance with financial literacy as a moderating variable in Ambon City. This quantitative descriptive research uses questionnaires and statistical data measured on a Likert scale. The respondents of this study are MSMEs in the culinary field in Ambon City, with a sample of 100. The data sampling uses a purposive sampling technique. Data analysis uses Smart PLS software version 4.0. The study results show that cashless payment has a positive and significant effect on MSME's performance, and financial literacy does not have a positive and significant moderating effect on cashless payment on MSME's performance.

Keywords: Cashless Payment, Financial Literacy, MSMEs Performance

Biografi Penulis

Shinta Syaranamual, Universitas Pattimura

Accounting

Cecilia Engko, Universitas Pattimura

Accounting

Paskanova Christi Gainau, Universitas Pattimura

Accounting

Unduhan

Diterbitkan

2025-02-10

Cara Mengutip

Syaranamual, S. ., Engko, C., & Gainau, P. C. (2025). DOES FINANCIAL LITERACY MODERATE CASHLESS PAYMENT ON MSME PERFORMANCE?. Journal Accounting International Mount Hope, 3(1), 51–64. https://doi.org/10.61696/jaimo.v3i1.592

Terbitan

Vol 3 No 1 (2025)

Bagian

Articles

Lisensi

Hak Cipta (c) 2024 Shinta Syaranamual, Cecilia Engko, Paskanova Christi Gainau

Creative Commons License

Artikel ini berlisensi Creative Commons Attribution 4.0 International License.