ONOYI, N. J. .; MUHARYA, A. KEUNGGULAN DIGITAL BANK MANDIRI : ANALISIS VRIO. Mount Hope Management International Journal, [S. l.], v. 3, n. 1, p. 53–63, 2025. DOI: 10.61696/momil.v3i1.718. Disponível em: https://www.journal.bukitpengharapan.ac.id/index.php/MOMIL/article/view/718. Acesso em: 21 jun. 2026.